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Just as health insurance companies in the mainland U.S will be prohibited from refusing coverage to both children and adults with pre-existing conditions, they will also be prohibited from doing so in Puerto Rico. Dependent children will also be covered up until they reach the age of 26. Medicare drug prescription beneficiaries on the island will also see the so-called "doughnut hole," eliminated. Instead, they will receive a $250 annual reimbursement. One way in which this health care reform plan will be financed is through the increase of the Medicare tax from 1.45% to 2.35% for individuals who earn $200,000 or more, and for couples who earn $250,000 or more.
For those of us who already have a health insurance plan, our existing coverage will not be affected in any way. Last weekend, as the House of Representatives was debating over the health care legislation, and hundreds were on Capitol Hill protesting against it, calling health care reform "undemocratic," I was feeling rejoiced. No longer do I have to explain to my friends and relatives who live in Canada and Europe why the U.S does not provide universal health care coverage to its citizens. I recommend reading "Access, Access, Access," written by Nicholas Kristof, the New York Times columnist, who ingeniously puts the health care issue in perspective. Simply said, it was a question of either expanding or denying people access to health care.